Charlotte, North Carolina Car Accidents: What You Should Know About Working with a Claims Adjuster

September 29, 2011, by Michael A. DeMayo

If you were involved in a Charlotte, North Carolina car accident, you may be entitled to personal injury compensation from any liable parties. You should speak with a North Carolina injury lawyer right away to find out whether you have grounds for a case.

What you shouldn’t do is talk to the other party’s claims adjuster about the accident or your injuries. The job of a claims adjuster is to investigate claims, negotiate settlements, and decide how much a claimant should get. They are tasked with resolving cases as quickly and cost-effectively as possible.

While they do perform a necessary function in the North Carolina car accident claim process, giving them too much information could hurt your case more than help it. For example, a recent article cautions that some claims adjusters will:

• Try to get you to agree to a settlement right away.
• Get you to a compromise that might not be in your best interests.
Convince you to go to a repair shop that is “preferred.”
• Try to get you to accept less than fair placement value for a totaled car.

The article goes on to talk about what you should to prevent these outcomes from happening:

• Make sure that all written statements go through your Charlotte, North Carolina personal injury lawyer.
• Be careful about what you say to a claims adjuster—less is more.
• Try not to apologize for what happened—even if it is the polite thing to do—because you’re “sorry” may be construed as an admission of guilt.
• Don’t joke about the situation.
• Don’t say anything that might later damage your credibility.
• Be wary of questions trying to get you to admit that you were at fault.
• Even if the North Carolina motor vehicle crash may have been your fault, don’t say anything to incriminate yourself. Remember, you have the right to remain silent.
• Make sure to report any injuries, aches or pains.

Remember, the Charlotte, North Carolina car accident law firm that you hire is there to make sure you receive the maximum recovery possible for your injuries and the damage to your property. Your legal team is also here to protect your rights. If you settle right away, your North Carolina personal injury lawyer won’t be able to get you a bigger sum that might actually be owed to you.

Investigating the extent of property damage and the severity of a victim’s injuries can take time. While it may initially seem like a relief to have a settlement in your hands, this could prove problematic. Your best bet is to let your lawyer handle all interactions with the other party and the people they’ve brought on to counter/minimize your claim.

Secrets of car insurance adjusters, MSN, September 27, 2011

Car accidents and Negligence, Nolo

More Blog Posts:

HB 542 Could Cost North Carolina Motor Vehicle Crash Victims Who Have Medical Insurance, North Carolina Injury Lawyer Blog, September 24, 2011

Visualizing Auto Safety: A Powerful Way to Avoid North Carolina Car Accidents, North Carolina Car Accident Lawyer Blog, September 28, 2011

What Really Caused Your North Carolina Car Accident?, North Carolina Car Accident Lawyer Blog, September 2, 2011



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